Online Loan Application
previous arrow
next arrow

Secure Access Login


6 months @ 4% – 4.60% APY

Minimum Deposit $10,000


Starting November 1st it will be time again for apply for a Christmas loan. The Credit Union will be offering $1200 for 10 months and $1800 for 12 months. Members may apply from November 1st through January 31st. $20 application fee and proof of income required. Interest rate based on credit score and loans are subject to credit approval.

Why Should You Choose The Credit Union??

Choosing the Credit Union to take care of your banking needs is the smart choice!! Credit Union’s are member owned, so being a member makes you an owner and gives you a vote! Credit Union’s are not for profit cooperatives unlike your traditional banks which are strictly for profit. Banks give their profits to their shareholders while credit unions give back profit to their members in the form of higher savings rates and lower loan rates.

A Credit Union’s board of directors are all volunteers, unlike banks which have a highly paid board of directors. We are privately insured through American Share Insurance (ASI) rather than FDIC insurance which is backed by the government. ASI is held to a higher standard than insurance upheld by the federal government.

If you are considering joining the Credit Union and have any more questions, please call one of our offices and someone from our member service team can assist you.

Make A Loan Payment With A Credit/Debit Card!!

Click HERE to make your loan payment with your credit or debit card.  Or you can call your local Credit Union office and have our friendly helpful staff do it for you.  You may not use your Southeastern Ohio Credit Union debit card for these transactions. Due to VISA regulations you also may not use a VISA credit card but debit cards are permitted.   You will incur a conveyance fee.

Debit Card Info

If you have any issues with your new card, please give our office a call. To report a lost or stolen card, please call 1-800-383-8000.  Also, if you need to dispute a transaction on your debit card, please call 1-833-288-1126. 

Check out the BRELLA app also!  This is a free mobile app that helps protect you from fraud by sending alerts when your card is used so you can quickly detect unauthorized activity.  You choose which alerts to receive and when.  Visit your app store and search for “Brella Card Manager” to download now.

Sign up for E-Statements – GO GREEN!

There are definite advantages of having electronic statements rather than paper statements.  Having electronic statements is more secure than the mail.  E-statements are located within your online banking, not lost in the mail and not in your physical mailbox which could be tampered with.  Once you’ve signed up, E-statements are available for previous months.  Not only is it super convenient it’s also a great way to help save a tree and the environment.  Our staff are here to help get you signed up and walk you through how to access your statements online. 

2021 Annual Report

Our annual report is here! Partners are welcome to read, and print, a copy of their own.

Click here to read the 2020 Annual Report. You will need the Adobe® Reader® to view or print the above files. Click here to download a free copy of the Adobe® Acrobat Reader®

Credibility Report

Click here to read the Fall issue of the Your Credibility newsletter. You will need the Adobe® Reader® to view or print the above files. Click here to download a free copy of the Adobe® Acrobat Reader®

Website Accessibility

Southeastern Ohio Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 740-432-0430. All products and services available on this website are available at all Southeastern Ohio Credit Union branches.

The Alliance One ATM Locator

Search for an ATM by address or geo-location.
View by list or map view
Provides driving directions
Download the ATM Locator app to your smartphone from your Google Play or iTunes app store, or by scanning a QR code below.

Google Play
QR Code
iTunes App

Serving Families Now and in the Future

Welcome to our web site. We hope you find it a helpful resource when making a major purchase, learning about our variety of financial services or even combating fraud.

Main Office
115 Market Street
Cambridge, OH 43725
Phone Toll-Free: 1-800-357-8586
Local: 740-432-0430
Fax: 740-432-0111

Marietta Branch
1106 Fourth Street
Marietta, OH 45750
Phone: 740-373-3681 or 740-374-1744
Fax: 740-373-3503

Caldwell Branch
508 Main St.
Caldwell, OH 43724
Phone: 740-732-2980
Fax: 740-732-2980

24-Hour Account Access Line

Lost or Stolen ATM/Debit Card or
to report fraudulent card activity


Office Hours

Monday – Thursday 8:00 – 5:00

Drive thru open until 5:30

Friday 7:30 to 6:00


Monday – Friday 7:30 – 5:00


Monday 7:30 – 4:00


Monday, Wednesday & Friday 7:30 – 5:00

Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Southeastern Ohio Credit Union has joined CU24 to give our members more access to surcharge free ATMS worldwide.

Click here to locate ATM’s in your area.

Congratulations! As a Southeastern Ohio CU member, you can receive deeply discounted tickets to the Columbus Zoo and Aquarium/Zoombezi Bay.

Click here for details.

Why wait? Apply for a loan from your computer over the Internet. Click here to get started.