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The credit union’s membership is growing, but we want to help as many people as we can with our great rates and service.  Any new member that opens an account with the credit union and sets up payroll deduction with their employer, will receive a $25 deposit from the credit union.  A minimum of $20 in a payroll deduction is required.  $25 deposit is required to stay in the account for 6 months.        

SWITCH (and save money!)

Bring your loan here from another financial institution and we will either lower your current rate by 1% or give you our rate, whichever is less. We will even waive the loan application fee! With E-doc signing you don’t even have to drive to the office. It can all be done electronically. How easy is that to save money?  Offer ends June 30, 2022.  Proof of current rate required. Loans subject to credit approval. New rate cannot be lower than 1.99% APR (Annual Percentage Rate)


Southeastern Ohio Credit Union invites all local youth eighteen and under to sign up April 11 thru June 3 for the “3..2..1.. Blast off to Savings” Youth Savings Program.  Each participant will receive a NASA puzzle or a plush astronaut toy.  After savings deposit goals are met based on participants age, receive either a free Air Rocket Launcher or a Build Your Own Robot Toy along with being entered into a drawing for a Discovery Planetarium Projector. 

To reach goal accumulated deposits must be:

  • Age – Birth to 9 $30
  • Age – 10 to 15 $60
  • Age – 16 to 18 $80

To register stop by our office or you may register here online.

Debit Card Info

If you have any issues with your new card, please give our office a call. To report a lost or stolen card, please call 1-800-383-8000.  Also, if you need to dispute a transaction on your debit card, please call 1-833-288-1126. 

Check out the BRELLA app also!  This is a free mobile app that helps protect you from fraud by sending alerts when your card is used so you can quickly detect unauthorized activity.  You choose which alerts to receive and when.  Visit your app store and search for “Brella Card Manager” to download now.

55 Days of Savings

On June 12th Southeastern Ohio Credit Union will have been in business for 55 years!  Time sure flies when you’re having fun!  From May 1st through June 24th we will be lowering all loan rates by .55% on new money loans.

Loans subject to credit approval. $20 loan application required. Cannot be combined with the Switch & Save promo.

Also during this time the credit union will be offering a 1 year share certificate (CD) at .55% APY.  Take advantage of this higher CD rate NOW!  Minimum deposit of $1000 required. APY (Annual Percentage Yield)

Sign up for E-Statements – GO GREEN!

There are definite advantages of having electronic statements rather than paper statements.  Having electronic statements is more secure than the mail.  E-statements are located within your online banking, not lost in the mail and not in your physical mailbox which could be tampered with.  Once you’ve signed up, E-statements are available for previous months.  Not only is it super convenient it’s also a great way to help save a tree and the environment.  Our staff are here to help get you signed up and walk you through how to access your statements online. 

2021 Annual Report

Our annual report is here! Partners are welcome to read, and print, a copy of their own.

Click here to read the 2020 Annual Report. You will need the Adobe® Reader® to view or print the above files. Click here to download a free copy of the Adobe® Acrobat Reader®

Credibility Report

Click here to read the Spring issue of the Your Credibility newsletter. You will need the Adobe® Reader® to view or print the above files. Click here to download a free copy of the Adobe® Acrobat Reader®

Website Accessibility

Southeastern Ohio Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 740-432-0430. All products and services available on this website are available at all Southeastern Ohio Credit Union branches.

The Alliance One ATM Locator

Search for an ATM by address or geo-location.
View by list or map view
Provides driving directions
Download the ATM Locator app to your smartphone from your Google Play or iTunes app store, or by scanning a QR code below.

Google Play
QR Code
iTunes App

Serving Families Now and in the Future

Welcome to our web site. We hope you find it a helpful resource when making a major purchase, learning about our variety of financial services or even combating fraud.

Main Office
115 Market Street
Cambridge, OH 43725
Phone Toll-Free: 1-800-357-8586
Local: 740-432-0430
Fax: 740-432-0111

Marietta Branch
1106 Fourth Street
Marietta, OH 45750
Phone: 740-373-3681 or 740-374-1744
Fax: 740-373-3503

Caldwell Branch
508 Main St.
Caldwell, OH 43724
Phone: 740-732-2980
Fax: 740-732-2980

24-Hour Account Access Line

Lost or Stolen ATM/Debit Card or
to report fraudulent card activity


Office Hours

Monday – Thursday 8:00 – 5:00

Drive thru open until 5:30

Friday 7:30 to 6:00


Monday – Friday 7:30 – 5:00


Monday 7:30 – 4:00


Monday, Wednesday & Friday 7:30 – 5:00

Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Southeastern Ohio Credit Union has joined CU24 to give our members more access to surcharge free ATMS worldwide.

Click here to locate ATM’s in your area.

Congratulations! As a Southeastern Ohio CU member, you can receive deeply discounted tickets to the Columbus Zoo and Aquarium/Zoombezi Bay.

Click here for details.

Why wait? Apply for a loan from your computer over the Internet. Click here to get started.